What’s on your mind?
A blog on how we tend to see and act based on what’s on our mind instead of thinking and acting better.
Bed of Procrustes
The Bed of Procrustes is a metaphor for fitting reality to meet the reality to our internal narratives rather than the other way around. When we confront our Bed, better to discard it than to behave like Procrustes.
Reciprocation at play
I take a current example to show Reciprocity Bias.
Growth and Optionality
This is a blog on the importance of growth in investing and how companies can create optionalities for their shareholders.
Fragility and Optionality
To survive we need to avoid fragility and to thrive we need to embrace optionality.
Conservative Banker
This is a blog on the incentives of a conservative banker and why they say No a lot more than they say Yes.
Sarala’s tale
This is a small story of my cook Sarala and her journey towards home ownership and Financial Inclusion.
Perspectives
Today’s market crash that wiped out Rs 13 T of market capitalization may actually be a great opportunity to buy more. Just need a different perspective.
A few things I have changed my mind about -1
For long we have believed that we must not quit. It has been drilled into our psyche. But microeconomics teaches us that if after a reasonable effort we don’t succeed, we must move on.
Dangerous games
A blog on Russian Roulette and it’s real life equivalents played by some really smart people and how they usually don’t have happy endings.
3 Simple Principles Of My Investing Philosophy
This is the 100th blog and has written by Ankit Kanodia. He has detailed his investing philosophy through 3 simple principles.
99 not out
This is the 99th blog. This blog looks back on how and why I started blogging.
Effortless Yoga
A blog on how I used some ideas from selh help books to create an effortless Yoga routine.
What would Charlie do? Part 1.
As a tribute to Charlie Munger, I plan to write a few blogs with the series titled: “What would Charlie Do?”. This is the first blog.
Yet another Munger Post
This is a tribute to Charlie Munger written by a friend.
Right and Wrong
The title is misleading. It is not a blog on morals but on Airlines.
Happy Birthday, Warren!
This blog has some of Warren Buffett’s lesser known quotes along with my interpretation of it.
Why Warren Buffett makes mistakes
This is a blog about Errors of Commission and Errors of Omission. I compare and contrast the approaches taken by Amazon and Berkshire.
Banks and Bank robbers
A blog about how experts get their predictions wrong. Also discussed are a few thoughts on Royal Enfield.
Cash is reality – part 3
This is the 3rd and final blog in the Cash is reality series.
Cash is reality – part 2
This is the 2nd blog in the Cash is reality series. You can read the first blog here. A quick recap on part 1: — In this 2nd blog, I plan to give some examples to show the kind of insights you can extract from the CFS. Before that, in very simple words I wanted […]
Cash is reality – part 1
Peter Thiel, founder and former CEO of PayPal and famous venture capitalist starts his book by asking: “What important truth do very few people agree with you on?” Peter Thiel, Zero to One This is a difficult question because you need to have a confident and contrarian opinion to what the masses have. I don’t […]
Aavas – the house that Sushil Agarwal built
This is a small tribute to Aavas Financiers and it’s former CEO Sushil Agarwal.
The humble Index Fund
What is an Index? An Index is a collection of companies. The Sensex 30 is a weighted average of the 30 largest companies (by market capitalization) in the BSE . The Nifty 50 is a weighted average of the 50 largest companies in the NSE. Likewise there are other indices like Small Cap Index, Bank […]
Insurance bhi. Investment bhi.
This blog is about Financial Products that come bundled with Insurance and Investment that end up being good for neither.
Adversity to Opportunity
This blog explains why the poor end up paying more for credit. It also provides some shining examples of some entrepreneurs who have converted adversity into opportunity.
Lynch vs Agarwal
This is a blog making a case for slow and sustainable growth.
5th law of Incentives
This blog is about the 5th law of incentives which says that to change outcomes, you need to change incentives.
On Fairness
This blog is about why we shouldn’t expect fairness.
To persuade
Ben Franklin said to persuade you must appeal to interest. In the blog I have provided 3 case studies on how people have convinced the other party to get wonderful results!
Everyone wins with Akshayakalpa
A somewhat detailed account of Social Investing and the business model of Akshayakalpa’s organic dairy.
Inattentional blindness
This blog is about Inattentional blindness. Inattentional blindness is not finding what you are not looking for.
Unintended consequences -1
This blog is about how demand falls as prices go up. Adding extra benefits for workers would actually lead to increase in prices and therefore lower demand which will be detrimental to the workers in the long run.
Luck by chance
This blog is about serendipity and why it is important to our endeavors.
What you own, owns you
This is the 75th blog and has been contributed by my friend Anshul Khare. This blog reflects on whether we own things and possessions or are we owned by them.
Gabbar Rocks
Gabbar Singh of Sholay was much hated. But there is much to love about the Gabbars of the business world.
Ghatotkacha
Ghatotkacha’s fall had positive consequences for the war. We had a similar bitter-sweet experience when we didn’t participate in a hostile takeover.
Zero based budgeting
This blog is about using Zero based budgeting to various aspects of our lives.
When Seinfeld made me cry
This is the last of my blogs on the topics of non-linearity, Extremistan-Mediocristan, output-input and digital.
Search non-linearity
In this blog, I talk about the non-linearity in some models and give some examples of non-linearity.
Why TCS will never have 99% of the market share
In this blog, I write on businesses/ professions that operate in Extremistan and Mediocristan. I also explain supply side constraints that exist in Mediocristan. And finally I write TCS operates in Mediocristan.
Happy Birthday, Charlie Munger
1st Jan is Charlie Munger’s birthday. This blog is a small tribute to him.
Warren, Charlie and the Four Purusharths
This blog is written by my friend. He writes about the Four Purusharths of Hinduism and finding these qualities in Warren Buffett and Charlie Munger.
Niti and Nyaya
This blog is about Niti (moral conduct) and Nyaya (legal conduct). I have presented some stories from the business world where people/ management teams conducted themselves with Niti and Nyaya.
When output is independent of input
This is a blog about non-linearity.
Microeconomics of Mandis
oday is a sad day for economics in India because the government may repeal the farm laws in the parliament. The laws were meant to help the farmers increase their incomes while lowering the cost of food for consumers. However, this game changing reform got entangled with politics and has come to a premature end. Thought I’d share a few thoughts on this.
Time value of money and the money value of time
This blog explains the time value of money and the money value of time.
Happy Birthday, Warren Buffett
A thank you note to Warren Buffett.
A case for free internships
In this blog I use second order effects to make a case for free internships.
Dear Warren, meet Dr. AVM
About Dr. Velumani and Thyrocare Technologies.
Interest upon Interest 